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The product pages provide a brief overview of the many different types of accounts we can help you place.  Select a product from the left to learn more about it.  If you have questions regarding a particular risk or program, please feel free to call us at (800) 648-0357 and we will be glad to help.

Underground Storage Tank (UST) Deductible Coverage (OHIO)

This program is for Ohio risks with underground storage tanks (USTs). In the state of Ohio, owners of petroleum underground storage tanks must assure that they have the financial ability to pay for the damage their USTs may cause. To satisfy Ohio’s financial responsibility requirements, all petroleum UST system owners and operators must do two things:

  1. Participate in the Ohio Financial Assurance Fund (administered by the Petroleum UST Release Compensation Board PUSTRCB) to obtain coverage above a deductible amount. The standard deductible is $55,000; owners of six or fewer tanks may pay a higher premium to obtain a reduced deductible of $11,000.
  2. Demonstrate Financial Responsibility for the amount of the deductible by using one of the 6 methods cited in Ohio Revised Code (OAC) 1301:7-9-05. Owners/operators must prepare and maintain (AT ALL TIMES) a copy of their financial responsibility mechanism. By law, owners/operators must be visited once every three years and checking financial responsibility requirements is included.

This insurance, UST deductible coverage, is one of the approved methods for demonstrating financial responsibility. The insurance company will pay the deductible amount if corrective actions are needed.

  • UST Deductible Coverage
    Offered at $11,000 or $55,000

  • Underwriting

    Please fill out the application in its entirety.


    • Tanks that do not meet state/federal requirements
    • Locations with existing pollution conditions

    Available In

    • Ohio
  • UST Deductible Application