Contractors
The product pages provide a brief overview of the many different types of accounts we can help you place. If you have questions regarding a particular risk or program, please feel free to call us at (800) 648-0357 and we will be glad to help.
Contractors
Class of business include artisan/trade/service contractors, building demolition/wrecking, general (paper) contractors, roofers, drywall, painting, electrical, tree trimmers, welders, janitorial services, logging/lumbering, and more! For miscellaneous E&S classes, see our Property & Casualty page.
Coverages
General liability
Property
Inland marine
Excess
Guidelines
Underwriting
Important underwriting points are:
- A short narrative goes a long way to help us understand the risk. This can include a few sentences to describe their business operations.
- Discuss the insureds experience in this field
- Photos when submitting for property coverage is a plus
- Be prepared to furnish loss runs when requested
Applications
Or ACORDs plus supplemental application
- Acord 125 – Applicants Information Section
- Acord 126 – General Liability
- Acord 140 – Property Section
- Acord 146 – Equipment Floater Section
- Acord 131 - Umbrella/Excess
Supplementals
- Building/Demolition/Wrecking
- Exterminators
- Logging/Lumbering
- Owners, Contractors Protective
- Roofing Supplemental
- Sawmill
- Welders Supplemental
- Woodworking
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