Garage

Garage

General liability

Auto liability – this can be just for non-owned customer’s autos OR include owned autos of the insured such as service trucks, tow trucks and rollbacks

Auto medical payments

PIP or state equivalent

Uninsured Motorist/Underinsured Motorists

Auto physical damage

Garagekeepers



Optional package coverage such as property / inland marine

Underwriting

Important underwriting points are:

Please use our Auto Dealer and Service Garage Application

Note that we have several types of supplements available depending upon the type of risk:

• Use Specialty Vehicle Supplement for truck, motorcycle, equipment repair
• Use Repossession Supplement for repossession accounts (see separate repossession product guide)
• Use Salvage Yard Supplement for salvage and auto dismantling accounts
• Use Valet Supplement for valet parking risks

Even though we may not be covering any owned autos we still need driver information for all employees, including the owner and any clerical staff

Give us a good description of the types of repairs and work being done

Be prepared to furnish loss runs if we request

Risks that are engaged in high performance engine work, racing

Risks that build vehicles

Auto Dealer and Service Garage Application

or Auto Dealer and Service Garage Application (Excel)

Specialty Vehicle Supplemental

Repossession Supplemental

Salvage Yard Supplemental

Valet Supplemental

Acord 140 – Property Section
Acord 146 – Equipment Floater Section

Garage Property Supplemental