Motor Carrier Physical Damage
The product pages provide a brief overview of the many different types of accounts we can help you place. If you have questions regarding a particular risk or program, please feel free to call us at (800) 648-0357 and we will be glad to help.
Motor Carrier Physical Damage
This program can offer physical damage coverages for the tractor and trailers in the trucking for hire industry. We can consider all Weight Classes Eligible Service/Commercial – emphasis on Tractor/Trailer, Dry & Refrigerated Goods, Bulk Commodity Haulers, Intermodal, Garbage/Waste Haulers, Agricultural including Livestock, Flat Bed – Construction Goods/Equipment.
Coverages
Comprehensive/Collision – Deductibles range from 1000-10,000
Towing limits up to $20,000
Trailer Interchange
UIIA Motor Carrier Loss Payee Endorsement
Underwriting Guidelines
Important underwriting points are:
Please use our Motor Carrier Physical Damage and Cargo application.
Local, Intermediate, Regional, Nationwide
Small (1-20) and large fleet (20+)
All new drivers must be reported to and approved by us, prior to hire
New ventures OK with experience
Program will consider Standard, Preferred and Non-Standard Risk Types
International (MX) driver licenses acceptable
Be prepared to furnish loss runs
Prohibited
Extra hazardous commodities such as ammonia nitrate, fuel, hazardous chemicals, liquid asphalt
Coal haulers
Mobile home/House movers
Auto Haulers (Prohibited on Cargo Only)
Crushed autos, junk, salvage haulers
Logging operations
Oversize/Overweight
Any risk with power units over 30 years in age (except for local 100 mile radius)
Public Auto/Livery
Applications
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