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The product pages provide a brief overview of the many different types of accounts we can help you place.  Select a product from the left to learn more about it.  If you have questions regarding a particular risk or program, please feel free to call us at (800) 648-0357 and we will be glad to help.

Salvage Yards

This product is designed to cover salvage operations. More often than not most salvage yards will also sell or at least repair autos and therefore many of them will be written on a garage policy. Other related operations will often include scrap metal recycling as well as the recycling of paper, glass and other precious metals.

  • Garage coverage or a general liability with business auto Auto medical payments Uninsured / Underinsured motorists Physical damage Garagekeepers Optional: Property Optional: Inland marine (contractors equipment) Optional: Umbrella

  • Underwriting Important underwriting points are:

    • Lot security
      • Fenced?
      • Well lit?
      • Alarms?
      • Dogs?
    • Are customers allowed in the yard?
      • On what basis
    • Does the risk stack autos?
      • How?
      • How high?
    • Have crushing operations?
    • If other recycling on premises, do they have a baler?
    • What happens with waste oil, batteries?


    • Any risk where customers pull their own parts / U-pull operations
    • Unsecured lots

    Available In

    • Illinois
    • Indiana
    • Kentucky
    • Michigan
    • Ohio
    • Pennsylvania
    • West Virginia
  • If selling or repairing autos

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