This product provides liquor liability for restaurants, taverns, bars, carryout, drive-thru stores, package stores, private fraternal clubs and special events.
$1,000,000 / $1,000,000 in house authority, can do higher limits on larger risks if needed.
A&B sub limits available on qualified risks.
Important underwriting points are the nature of the establishment, customer base, entertainment, management experience and loss experience. Risks must be able to demonstrate good experience, sound management and have implemented appropriate safety measures.
Adult Entertainment Establishments
Dance Halls and Ballrooms
Bars and Taverns
Golf Courses – Municipal/ Public
Hotels and Motels
Clubs – Country or Golf
Clubs – Fraternal
Clubs – Non-Fraternal (Civic, Service, or Social)
- Risks featuring rap or hard rock performers
- Liquor manufacturers as additional insured
- Concert venues
- West Virginia
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