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Insurance Products

The product pages provide a brief overview of the many different types of accounts we can help you place.  Select a product from the left to learn more about it.  If you have questions regarding a particular risk or program, please feel free to call us at (800) 648-0357 and we will be glad to help.

Lessor’s Risk

This product is for lessor’s who lease buildings to others for commercial property.

Coverages
Guidelines
Applications
  • General Liability

    • Primary limits up to $1,000,000 / $2,000,000 Occurrence/Aggregate
    • Excess available

    Property

    • Basic, Broad or Special Form
    • RC or ACV
    • Building
    • BPP
    • Business Income
    • Signs

    Inland Marine

    • Contractors Equipment
  • Underwriting

    Tenants should also have their own liability insurance in place and provide proof to the lessor of the property. When evaluating, a list of tenants and description of operations as well as the security of the area should be provided.

    If building is more than 50% vacant, refer to the Vacant Property product.

    Prohibited

    • Ammunition manufacturing and shell reloading
    • Anhydrous ammonia dealers
    • Chemical manufacturing
    • Drug manufacturing
    • Explosives or fireworks manufacturers as tenants
    • Gasoline or bulk oil supply stations and distribution terminals
    • Lead manufacturing and lead works
    • Nursing / convalescent homes
    • Penal institutions
    • Rubber manufacturing or rubber reclaiming

    Available In

    • Illinois
    • Indiana
    • Michigan
    • Ohio
    • Pennsylvania
    • West Virginia
  • ACORD 125 – Commercial Insurance Application
    ACORD 126 – Commercial General Liability